Susan Athey: Ripple stands out in its solution to real

DD on Ripple's Board of Directors

With the appointment of Zoe Cruz, I did some research on the entirety of Ripple's board members and compiled in list form their employment history, accolades/awards, and other board relationships. I know most of this info is on Rippple's Board site, but having it in list form is sometimes easier for me to read and process.
I put this together for my own research, hoping this will be helpful to others. Seeing the many accomplishments and powerful connections Ripple's board has made me even more confident of my investment in XRP. To me, XRP is an investment in people, not just a currency or a technology. If I can trust the people running the show, it gives me more faith in XRP's future.
Most interesting person to research was Susan Athey. She is also on the Board at Expedia.com, who owns HomeAway, an AirBNB competitor. I know people have been guessing what those two household names are, and I've seen AirBNB including in the discussion. If people are speculating that AirBNB is one of the names, I think it makes sense that a competitor like HomeAway/Expedia should be considered as well. But this is just pure speculation.
If you're interested, Susan Athey also held a Quora session back in Jan 2016. She answered a couple questions on the future of Bitcoin and Ripple.
Anyways, here's the list:
Gene Sperling
*President, Sperling Economic Strategies (Present) *Director of the National Economic Council (2011-2014) *Counselor to Treasury Secretary Timothy Geithner (2009-2011) *Chief Economic Adviser for Hillary Clinton's 2008 Presidential Campaign *Director of the National Economic Council for the Clinton Administration (1996-2001) *Deputy Director of the National Economic Council for the Clinton Administration (1993-1996)
Founder and Director of the Center for Universal Education at the Council on Foreign Relations and the Brookings Institution.
Named one of the 100 Most Powerful People in Finance worldwide in 2013 by Worth Magazine. Named one of the 50 Most Powerful People in Washington by GQ in 2012.
Takashi Okita
*CEO, SBI Ripple Asia (2016-Present) *Co-founder and CEO, econtext Asia, leading provider of online payment services and e-Commerce solutions (2012-2015) *Co-CEO, SBI Research Co.,Ltd (2009-2015) *Co-founder and CEO, VeriTrans, leading online payment solution provider in Japan (2005-2015)
Non Executive Director of SOFTBRAIN Co,.Ltd. (2014-2017) Non Executive Director of Clara Online, Inc. (2015-2017) Council member for the Financial Agency of Japan (2014-2015)
Named one of the “100 People to Change Japan” in 2014 by Nikkei Business
Anja Manuel
*Co-founder and Managing Partner, RiceHadleyGates LLC (2009-Present) *Lecturer and Fellow, CISAC, Stanford University (2009-Present) *Counsel, WilmerHale (2007-2009) *Special Assistant to the Under Secretary for Political Affairs, Nicholas Burns, U.S. Department of State (2006-2007) *Associate, WilmerHale (2001-2005) *Investment Banker, Salomon Brothers International (1996-1997)
Board member:
Overseas Shipping Group, Inc. Flexport Inc. Center for a New American Security The Crown Prince of Bahrain The American Ditchley Foundation Governor Brown’s California Export Council
Benjamin Lawsky
*CEO, The Lawsky Group (2015-Present) *Superintendent of Financial Services, Department of Financial Services, New York (2011-2015) *Chief of Staff for Governor Andrew Cuomo, New York (2011) *Special Assistant to the Attorney General (2007-2010) *Assistant United States Attorney, US Attorney for the Southern District of New York (2001-2006) *Chief Counsel to Senator Charles Schumer, US Senate Judiciary Committee (1999-2001) *Trial Attorney, US Department of Justice (1997-1999)
Ken Kurson
*Senior Managing Director, Teneo Strategy (2017-Present) *Editor in Chief, Observer Media (2013-2017) *Columnist, Esquire Magazine (1996-2016) *Executive VP, Jamestown Associates (2008-2012) *COO, Rudy Giuliani Presidential Committee (2006-2008) *Deputy Communications Director , Giuliani Partners (2002-2006) *Editor at Large, Money Magazine (2000-2002) *Guest Analyst, CNN (1995-2000) *Editor of GreenMagazine.com, Bankrate, Inc. (1998-2000) *Staff Writer, Worth Magazine (1995-1997) *Associate Editor, United Media (1995-1996)
Named 2014's Journalist of the Year by Algemeiner magazine.
Brad Garlinghouse
*CEO, Ripple (2017-Present) *President and COO, Ripple (2015-2016) *CEO and Chairman, Hightail, formerly YouSendIt (2012-2014) *President, Applications and Commerce, AOL (2009-2011) *Sr. Adviser, SilverLake Partners (2009) *SVP Communications, Yahoo (2003-2008) *CEO, Dialpad Communications (2000-2001) *General Partner, @Ventures (1999-2000) *Bus Dev, @Home Network (1997-1999)
Board Member:
Ancestry.com (2013-2016) Tonic Health (2011-2016) Animoto (2012-Present)
Zoe Cruz
*Senior Advisor, Promontory Financial Group, LLC (2016-Present) *Independent Non-Executive Director, Old Mutual (2014-Present) *Founder and CEO, EOZ Global (2013-Present) *Founder and CEO, Voras Capital Management LP (2009-2012) *Co-President, Morgan Stanley (1982-2007)
On Forbes' Most Powerful Women list for three years, 2005 (#16), 2006 (#10) and 2007 (#34).
Susan Athey
*Professor, Stanford Graduate School of Business (2013-Present) *Professor, Harvard (2006-2012) *Professor, Stanford University (2001-2006)
Member, Board of Directors at Expedia, Inc. (2015-Present) Advisor, Nyca Partners (2014-Present) Consulting Economist, Microsoft (2007-Present) Advisor, XSeed Captial (2014) Member, President's Committee for the National Medal of Science (2011) Executive Committee Member, American Economics Association (2008-2010)
Numerous accolades, including:
John Bates Clark Medal (2007) Elaine Bennett Research Prize (2000) Elected to National Academy of Science (2012)
Chris Larsen
*CEO and Co-Founder, Ripple (2012-Present) *CEO and Co-Founder, Prosper.com (2005-2012) *CEO and Co-Founder, E-LOAN (1992-2005)
Advisor, Distilled Analytics, Inc. (2016)
Links used:
https://ripple.com/ripple_press/former-chief-white-house-advisor-gene-sperling-joins-ripple-labs-board-of-directors/ https://en.wikipedia.org/wiki/Gene_Sperling http://www.econtext.asia/ https://www.bloomberg.com/research/stocks/people/person.asp?personId=65309669&privcapId=7713659 https://www.linkedin.com/in/takashi-okita-ba03822b/ https://www.linkedin.com/in/anja-manuel-26805023/ http://anjamanuel.com/anjamanuelbio/ http://ricehadleygates.com/ https://en.wikipedia.org/wiki/Benjamin_Lawsky https://www.linkedin.com/in/ben-lawsky-6aa97014/ https://www.linkedin.com/in/ken-kurson-919a7a8/ http://www.teneoholdings.com/leaders/ken_kurson https://www.linkedin.com/in/bradgarlinghouse/ https://ripple.com/company/board-of-directors/ https://www.linkedin.com/in/zoecruz/ https://ripple.com/insights/zoe-cruz-joins-ripples-board-directors/ https://www.oldmutualplc.com/people/zoe-cruz.jsp https://www.forbes.com/lists/2007/11/biz-07women_The-100-Most-Powerful-Women_Rank_2.html https://en.wikipedia.org/wiki/Forbes_list_of_The_World%27s_100_Most_Powerful_Women https://www.forbes.com/lists/2005/11/Name_2.html http://www.expediainc.com/about/leadership/ https://www.linkedin.com/in/susanathey/ https://en.wikipedia.org/wiki/Susan_Athey https://www.linkedin.com/in/chris-larsen-7721772/ https://en.wikipedia.org/wiki/Chris_Larsen
[edited to deal with some spacing issues]
submitted by koodlemind to Ripple [link] [comments]

Of Wolves and Weasels - Day 326 - Weekly Wrapup #41

Hey all, GoodShibe here!
This was your week in Dogecoin.
This Week’s oWaWs
Announcements
Top Images/Memes of the Week
Dogecoin In the News
Good Reads
Did I forget something? Of course I did! Please let me know in the comments and I'll add it in here! :D)
It's 6:56AM EST and we've found 96.20% of our initial 100 Billion DOGEs - only 3.80% remains until we reach our soft cap! Our Global Hashrate is up slightly from ~1246 to ~1276 Gigahashes per second and our Difficulty is way down from ~25750 to ~16264!
As always, I appreciate your support!
GoodShibe
submitted by GoodShibe to dogecoin [link] [comments]

I talked to my local paper about accepting Bitcoin (Delaware)

Howdy folks, my name is Gentle Jones and I am an underground Hip-Hop artist from Delaware. I recently started accepting Bitcoin for records and our local Gannet newspaper (The News Journal) included me in an interesting article about the currency.
Thought you all might enjoy seeing how Bitcoin is taking hold in Delaware. You may have already read our Senators supporting it in the news lately.
http://www.delawareonline.com/article/20140113/BUSINESS08/301130020
Speed and lower costs give Bitcoin appeal with users Written by Wade Malcolm The News Journal Jan. 13, 2014 delawareonline.com
A local underground hip-hop artist. A Libertarian business owner who predicts the collapse of the dollar and a worldwide economic meltdown. A United States senator from Delaware.
What do these three people have in common? They’re all interested in Bitcoin.
For the uninitiated, Bitcoin is the so-called virtual or crypto currency that has gained in popularity and value since it was created in 2009, particularly in the past year. It’s used widely as a faster, cheaper way to conduct digital transactions for smaller online retailers.
And it has gained in mainstream acceptance, with recent announcements that home furnishing products seller Overstock.com and gaming company Zynga will start accepting Bitcoin. But it’s also been linked to money laundering and other illegal activity, including the online black market known as Silk Road.
Throughout 2013, U.S. Sen. Tom Carper, D-Del., held a series of hearings on virtual currency in his position as chairman of the Committee on Homeland Security and Governmental Affairs.
His overall impression after listening to the testimony: Government might need to take an active role to prevent the ways Bitcoin can be abused, like any currency, but it has great potential to benefit society. And it would be wrong to have a government clampdown squash it, he said.
“It lowers the cost of transactions in some cases, and in some cases, it allows people that live in different countries to be able to trade with one another more easily,” he said. “One aspect of facilitating trade is financing trade, and it will be interesting to see what role virtual currency can play in facilitating trade between nations. We never would have thought we could use these tiny cellphones to do so many things.”
Like Carper, many have come to see Bitcoin as the next evolution of technology –a tool to eliminate an inefficiency in the marketplace.
Some economists say the currency innovation also could threaten the dominance in online transaction of a key Delaware industry: credit cards. Card companies might charge 2 percent or 3 percent to process a larger online transaction, and an even higher flat fee for smaller transactions. Bitcoin fees are miniscule by comparison, around 0.02 percent.
Using a checking account is cheaper, but also slower, since the payment must go through a clearinghouse that serves as an intermediary between financial institutions.
“In 2014, should it take two or three days to send money from me to you when I’m a Bank of America customer and you’re a Chase customer? I would say no. Maybe if this was 1998 that would be OK,” said Susan Athey, a professor of economics at Stanford’s Graduate School of Business. Bitcoin “will force the banks to learn how to move money more efficiently between accounts. But there’s lots of ways this could play out that are very disruptive to banks and credit cards.”
Local financial institutions have been hard at work developing their own systems for mobile payments. The Delaware card business of JPMorgan Chase and Wilmington-based savings bank Capital One 360 have platforms for transferring money between bank account, but they still take more than a day if the money is going to an outside institution. Wilmington-based Barclaycard US has piloted a mobile payment app called bPay that being tested in business through Wilmington and Newark.
Skeptics of Bitcoin point out that the currency’s whole infrastructure –essentially crowd-sourced and unsupported by any government –could collapse some day and become worthless. Bitcoin supporters counter that such risks exist with any monetary system and in fact many currencies have collapsed throughout history.
If you ask Doug Campbell, Bitcoin is more likely to outlive the dollar due to the escalating nation debt. A staunch Libertarian who ran for Delaware attorney general in 2010, Campbell holds about 20 different crypto currencies and has used Bitcoin to invest in silver.
“I know the dollar is going to be dead, so the only question for me is what’s going to replace it,” Campbell said. “It is the free market, man. And Bitcoin is the free market at work.”
Campbell is a believer in Bitcoin because it’s protected against inflation, he said. About 21 million Bitcoin exist, and no more will ever be made.
Others are less philosophical in their use of the currency. Local underground rapper and singer Bill “Gentle Jones” Ferrell started accepting Bitcoin for sales of music and merchandise on his website. ( www.coingig.com/gentlejones ) The decision lowered his costs, and there’s something appealing about taking a new-wave payment system to sell vinyl records.
“Maybe it is funny that I’m selling an analog technology with a digital currency. But it all comes down to what do people value,” he said.
“For any currency, whether it’s beads or clam shells or coins or paper, all you need is two people that agree it has value and do business with it. It’s all an abstraction.”
WHAT IS BITCOIN?
Bitcoin is considered a “virtual” or “crypto” currency that no government or monetary authority has approved, regulated or guaranteed. It was created by an anonymous computer programmer –or programmers –known only as Satoshi Nakamoto. Essentially, a Bitcoin is an open-source string of computer code that is unique to every unit of Bitcoin. This ensures no one can counterfeit or steal Bitcoin. The currency allows users to conduct online transactions faster and with lower fees compared with using a checking account or credit card. Once someone receives a Bitcoin, he or she easily can exchange it for U.S. dollars or other currency.
submitted by gentlejones to Bitcoin [link] [comments]

NYDFS Virtual Currency Public Hearing Video Links

The New York Department of Financial Services held a Virtual Currency Hearing on Jan 28-29 2014.
You can view the videos for the 2-day talks here: http://www.totalwebcasting.com/view/?id=nysdfs
But, if you'd prefer to download the mp4 files directly, you can find them here:
Day 1, Panel 1
Day 1, Panel 2
Day 2, Panel 1
Day 2, Panel 2
Day 2, Panel 3
Sorry for the mediafire links (and awful CAPTCHAs) -- suggest an alternate host that would be preferable.
Here is the information for each panel on both days:

NYDFS PUBLIC HEARING REGARDING VIRTUAL CURRENCIES :: January 28-29, 2014

Panel 1 Day 1- The Investor Perspective: The Future of Virtual Currencies
Panel 2 Day 1- Virtual Currencies and Regulation in an Evolving Landscape
Panel 1 Day 2- Law Enforcement and Virtual Currencies
Panel 2 Day 2- Virtual Currency Commerce and Consumer Protections
Panel 3 Day 2- The Academic View on Virtual Currencies
edit: formatting
submitted by TKRSRY to Bitcoin [link] [comments]

Susan Athey - The internet and the news media - Full lecture in Toulouse Bitcoin and the history of money - YouTube Professor Susan Athey: Why Do Companies Need Economists? 2014 State of the Net: Bitcoin -- The Third Era of Currency (Digital)

In a new speech, Stanford professor, economist and Ripple board member Susan Athey analyzes how Bitcoin, banks, blockchain and RippleNet work behind the scenes. According to Athey, the peer-to-peer nature of blockchain and cryptocurrency has the potential to free people and businesses from expensive fees and errors inherent in the current Forbes technology writer Laura Shin recently conducted a three-part interview with Bitcoin enthusiast and Stanford business professor Susan Athey about her involvement with Bitcoin, including an experiment being conducted with MIT students.The purpose of the experiment is to determine whether permeation of Bitcoin is a determinant factor in its spread, which is to say, how much of Bitcoin’s Professor Susan Athey: ‘If People Use It, Bitcoin Has Intrinsic Value’ Susan Athey is a senior fellow at the Stanford Institute for Economics Policy Research, specializing in auction-based In the News. Bringing an Economist's Perspecive to Data Science, Women in Data Science (WiDS), January 16, 2020. HAI 2019 Fall Conference: AI and the Economy, with Susan Athey and Erik Brynjolfsson, The Stanford Daily, October 28, 2019. Interview from SNS Tylösand Summit, October 14. 2019. Economist as Engineer, IMF: F&D Article, June 2019. Tech: Economists Wanted, AEA Reseach Highlights — Susan Athey (@Susan_Athey) February 24, 2019. Athey also provided slides used for the lecture, as proof that she did not misrepresent Bitcoin, although the slides to show that Brown’s accusations of the lecturer praising XRP are correct. Athey also used the example of a Mexican Company called Caullix to explain Ripple Labs’ product, xRapid.

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"The Impact of the Internet on the News Media" by Susan Athey

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